Smart Rafiki
How Smart Rafiki works, for the people who use it from the outside. Pick the one that describes you.
Last updated 2026-09-11
Eighteen short videos that walk the whole journey once, from the lender's setup to a customer's repayment, then dealer payouts and lender reports. Watch them in order first.
Find out what you can spend, prove where you work, choose something, and set up a repayment plan. You will know your limit before you shop, not at the till.
If you are an employerSend the monthly staff list, tell us when someone joins or leaves, and understand exactly what we do with it — and what we never ask you to do.
If you are sellingA credit order from the moment it lands to the moment the device leaves your shop: the four states, the three checks, and what to record at handover.
Not what it is planned to do. Where something is not ready, the guide says so rather than describing it as though it works. If what you see does not match what is written here, tell your Smart Rafiki contact — the guide is wrong until proven otherwise.